South Africans love their lifestyle and don’t wish to relocate; but they are anxious and stressed with the current reality of South Africa. The depreciation of the RAND reflects the political and economic uncertainty and disruption that citizens experience daily.

The list of growing issues threatens to drown any good intentions by the private sector or government as the political will and necessary leadership to “move in the right direction” is lacking. After dinner conversation is now dominated by talk of a PLAN B. But what is a PLAN B? Research indicates that it is different from family to family.

• I need to know my kids have a future!
• I need to know I will be able to afford retirement!
• I need to know that my property won’t be taken!
• I need to know that I will be able travel!
• I need to know that ESKOM will be resolved!
• I need to know that … the list is endless and every person has differing concerns

Broadly speaking … individuals and families want to FUTURE-proof tomorrow. That means addressing a multitude of concerns. The good news is that this is possible if a PLAN B strategy is actioned.

Any PLAN B must include two vital elements

→ “RIGHT” to live in a first world country                   
→ “HARD” currency passive income

Simply the right to arrive in a first world country where entrance is assured because there was FUTURE planning. Since either multiple permanent residency or citizenship rights have been put into place. “Buy an air ticket and be welcomed!”

This is now commonly referred to as Golden PR or Citizenship programs. In exchange for an investment, usually property, and a police clearance. Such programs require no language tests, educational requirements, no work experience, no age or medical test, no interview and dependant on the program, no language test.

The properties invested in can be residential, commercial or student accommodation.

The second vital element is hard currency passive income. Passive income; in a nutshell, is money that flows in on a regular basis without requiring a substantial amount of effort to create it. The idea is that you make an upfront investment in time and/or money, but once the ball is rolling, there’s minimal maintenance required going forward. This is where rental income from property comes into its own. Simply “after food we all need shelter to survive” A tax friendly investment that is inflation proofed income as rentals rise over time.

Property is one of the oldest asset classes and the least disrupted by mankind. Even when we get to Mars, the shape and form might change but we will need property to survive! Thus, property generates passive income; but in an emerging country like South Africa with a crashing currency, passive income in hard currency is non-negotiable. If you want to preserve your wealth and retain your lifestyle in a country where more and more goods and services are imported, then only an income
in hard currency will keep up.