fUTURE PROOF TOMORROW |
100 year life
FIXED RETURN | INSURED | STRUCTURED | aLTERNATIVES
Golden VISA
Programs
PROTECTION IN USD |
SELF – BUSINESS – FAMILY
If you are born in the mid-2000s you will live beyond 100
The 100-Year Life is a wake-up call that describes what to expect and considers the choices and options that we all will face.
(Lynda Gratton and Andrew Scott – The 100-year life)
The 100-Year Life is the challenges and the intelligent choices everyone of any age must make to turn greater life expectancy into a gift and not a curse.
Whilst life expectancy has increased for decades, society continues to structure lives in the same way as the past; we learn, we work, we retire.
The way forward is a multistage life, not determined by our actual age; rather by the phase of life we are experiencing.
Gone is the traditional retirement age of sixty-five; now with healthy choices and medical advances we will outlive our parents by 10 years, and our children will outlive us by 20 years!
Longevity is no longer about getting older; it is really about getting younger!
The 100-year life makes it imperative to future proof tomorrow as our finances must stretch not for the traditional 10-15 years after retirement, but rather 15-30 years!
This is a call to action for individuals; people like you and me, that a 100-year life can be a wonderful and inspiring one. If you have planned? Are prepared? Have you future proofed tomorrow, beginning today?
Steps to FUTURE-proof your tomorrow… the goal being Personal and Financial FREEDOM
1. Protect self and family from the financial consequences …
Death of the breadwinner(s) … Severe or Critical illnesses … Inability to work ….In your business … Loss of key people, partners … Planning an exit strategy from the business … Use the business to provide for retirement planning.
2. Estate and Tax Planning …
Take extra care if you have assets in multiple countries
Wills, take steps to minimise inheritance taxes, ensure heirs have access to cash
Selecting executors and guardians wisely, living & testamentary trusts
3. Savings & Investments to meet certain goals …
Invest monthly and or with lump sums
To educate children
Invest in property
For that special holiday
Create savings and wealth in hard currency
4. Retirement planning for a 100-year life …
Traditionally retirement was sixty-five. No longer as you will live much much longer. The question is, “Will you be able to retain your quality of life? ”
Healthy living, better lifestyle choices and medical advances means we will outlive our parents by 10 years, and our children will outlive us by 20 years!
The 100-year life demands working longer. How much longer depends on your wealth and the passive income it provides (Money at work while you are doing your favourite “things.”) It is not safe and is risky to keep money in a bank. Inflation is mostly higher than bank interest rates. If you do not earn more than inflation on your investments you are going backwards, getting poorer. Wealth must grow above inflation! Look at the table and the years it takes to double wealth.
One job, One career, One home, One retirement location … is a disappearing way of life!
Diversification in investments is key …
Africa represents 3%, South Africa 0,6% of global GDP; The USA 13,6% The EU 15,4% The UK 2,1% No one country or asset class is the complete investment solution.
Protection of wealth …
Cost effective solutions exist to protect wealth from creditors, partnerships that have gone bad, governments and tax authorities that are overzealous from estate, probate costs, executors’ fees, and inheritance taxes
START … now, BE in control!
Optimising Passive income … in the 21st Century
In a world shaped by inflation, market volatility, longer life expectancy, and currency erosion, passive income is no longer optional. It is the foundation of financial independence and generational stability.
Quality strategies deliver …
✔ Steady, predictable income
✔ Stability, not speculation
Based on
✔ Preservation of purchasing power
✔ Preservation of lifestyle
✔ Preservation of capital
Suitable for
✔ for pre-retirement planning
✔ for post-retirement planning
✔ Income can be structured in multiple currencies GBP | USD | EUR
Future proofing tomorrow … in the 21st Century
Optimising Generational Wealth … in the 21st Century
Generational wealth is built through predictable income, with capital protection the first priority, before growth, and diversification across currencies and jurisdictions. It separates income from growth, focuses on real assets over speculation, and compounds steadily over time.
Above all, it prioritises preservation and continuity, ensuring wealth supports not just one lifetime, but multiple lifetimes for generations to come.
Estate planning strategies that …
✔ Protect Capital First
✔ Separate “Income” From “Growth”
✔ Compound intelligently, control volatility
and …
✔ Generational wealth ignores borders
✔ Transfers wealth quietly, not painfully
Structured solutions … to future proof tomorrow
◼Income bucket: Pays living costs and preserves capital
◼Growth bucket: Compounds over time, with some volatility
Strategies can be structured in multiple currencies GBP | USD | EUR
Future proofing tomorrow … in the 21st Century
“ … Future proof your tomorrow …
Golden Visa can help you start living your best life …”
MULTI-Residency and Citizenship
There are various programs that meet business and family needs. In exchange for an investment in the economy of your chosen country, investors are granted residency and/or citizenship.
For Business Relocating or setting up a new business or branch or head office in a different country is gaining more and more traction. Reasons are many, diverse and compelling … like trading into new markets, tax incentives, or local business conditions
For Families Global multi residency & citizenship opportunities is a growing trend as individuals and families seek to meet varying needs and goals.
100-Year Life The 100-Year Life brings challenges and the intelligent choices everyone of any age must make to turn longer life expectancy into a gift and not a curse. Whilst life expectancy has increased for decades, society continues to structure lives in the same way as the past; we learn, we work, we retire.
Multistage Life The way forward is a multistage life, not determined by our actual age; rather by the phase of life we are experiencing. Influenced by the local political and economic environment, with current and future choices determining quality of life.
MULTI-Residency and Citizenship
Many reasons … Many benefits
Travel Visa Free
Business & Pleasure
Business & Career Opportunities
A Different Future
Tax Incentives
Personal & Business
First world
Healthcare & Education
New Beginnings
Holiday Home
A safe haven investment
Plan B “In the back pocket”
Investment & Currency Hedge
Property Rentals
Quality Group is well versed on Residency & Citizenship programs and Business relocations We and our partners provide a full service from start to finish, including property investment and applications for Golden VISA for residency and citizenship as well incorporation of companies, legal, trust and accounting services.
Allow us to understand your requirements, and Quality Group will put forward recommendations.
Inspection Trips
For Cyprus, Greece and Mauritius check out our inspection trips
Protection for Individual, Families and Business
Life is unpredictable, and both families and businesses face uncertainties that can dramatically affect financial stability and overall well-being. Investing in life, disability, and severe illness (or critical illness) insurance is not just a prudent decision—it’s a lifeline that can make the difference between financial ruin and security when life takes an unexpected turn.
While it may feel like a grudge purchase, it’s an essential and vital safety net.
Life insurance is crucial for ensuring that your loved ones are financially protected if the unthinkable happens. It covers major expenses like mortgages, education, and daily living costs, allowing your family to maintain their standard of living even in your absence.
Disability insurance steps in when illness or injury strikes, replacing lost income so that bills continue to be paid and your family’s lifestyle is preserved. It’s a safeguard against the financial devastation that can accompany long-term disability.
Severe illness or critical illness insurance offers a lump-sum payment upon the diagnosis of a critical illness, providing the financial flexibility to cover medical treatments, rehabilitation, and necessary lifestyle adjustments. For businesses, these insurances are vital in protecting against the loss of key employees or executives. They ensure business continuity, support buy-sell agreements, and maintain stability during challenging times.
Invest in Peace of Mind. By proactively investing in these protections, families and businesses can eliminate the financial risks posed by life’s uncertainties, offering peace of mind and securing a future that remains stable and resilient, no matter what challenges arise.
Don’t say … if I only had … its too late!
Disclaimer
The information provided on this website is for general informational purposes only and does not constitute financial, investment, legal, or other professional advice. Quality Group does not guarantee the accuracy, completeness, or reliability of any information presented on this site.
All investment strategies and investments involve risk of loss. Nothing on this website should be considered as an offer, solicitation, or recommendation to buy or sell any securities or other financial products. Past performance is not indicative of future results, and any investment carries the risk of loss. You should consult with a qualified financial advisor before making any investment decisions.
Quality Group does not provide personalised investment advice or recommendations, and the content on this website is not tailored to the investment objectives, financial situation, or specific needs of any individual. Quality Group disclaims all liability for any damages or losses, direct or indirect, that may result from the use of, or reliance on, information contained on this site.
By accessing this website, you acknowledge and agree that Quality Group is not responsible for any actions taken based on the information provided and that you bear sole responsibility for your own investment decisions.